Meal vouchers without cards, without advances, without charges
Offer meal vouchers to your employees with zero payroll deduction and zero cash advance. Automatic reimbursement within 24h via Open Banking. Accepted at 100% of food merchants.
Simple as Wellmind
No cards, no paperwork. Your employees pay as usual and get reimbursed automatically.
Connect
Your employees connect their bank account in 5 minutes via secure Open Banking (Bridge, ACPR-certified). Or simply scan their receipts.
Spend
Your employees pay for their meals as usual, with their regular bank card. Nothing changes for them.
Get reimbursed
AI automatically detects and validates eligible food expenses. Reimbursement arrives within 24h to the employee's bank account.
Everyone wins
Employees, HR and Finance: Wellmind food benefits work for everyone.
For your employees
€0 deducted from salary
Unlike traditional meal vouchers, nothing is deducted from the paycheck. Your employees keep their full salary.
Accepted at every merchant
Restaurants, bakeries, supermarkets, grocery stores... No card to present, so no rejection. It works everywhere, urban and rural.
Reimbursement in 24h
Automatic reimbursement or by scanning a receipt. The money arrives directly in the employee's bank account, with no delay.
For your company
Zero cash advance
You only pay when your employees actually spend. No pre-loading, no funds locked on cards.
AI validates in 1 click
AI automatically categorizes and verifies each expense. You validate in 1 click instead of manually reviewing each receipt.
9 categories, 1 platform
Start with meal vouchers, then add mobility, remote work, wellness... Wellmind manages 9 benefit categories on a single platform.
Wellmind vs. traditional meal vouchers
Compare our Open Banking approach with traditional card-based solutions.
| Traditional card | Wellmind | |
|---|---|---|
| Payroll deduction | -€100 / month | €0 |
| Merchant acceptance | ~80% | 100% |
| Cash advance | Required | None |
| Expense validation | Manual | Automatic AI |
| Deployment time | 2 to 4 weeks | 24 hours |
| Benefit categories | Food only | 9 categories |
They trust us
"Wellmind transformed our HR management. 60% time saved on administrative tasks and our employees are more engaged than ever."
"Implementation was ultra-fast. In 2 weeks, the entire team was using the platform. The ROI is impressive."
"Customer support is exceptional. The Wellmind team truly supports us in our digital transformation."